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ABHINAV PANGARIA
Live transmission

Builderofresilientsystems.

Engineer working across Web3 payments, privacy primitives, on-chain credit, and agent infrastructure. Production shipping across Stellar, Mantle, Polkadot, and Base. Equally at home in research, writing, and architectural design.

/$100K SCF GRANT/
/OPEN CAMPUS INCUBATION/
/ENTREPRENEUR/
/LEAD ARCHITECT/
02 / Identity
FILE · AP-002.MD
EDIT · 2026-05-29

I do not write code to chase trends. I write systems that outlive the cycles they were deployed in. Software that holds together on the worst day, not the best one.

The work spans five ecosystems: Stellar, Mantle, Polkadot, and Base. Payments rails, privacy primitives, on-chain credit, RWA infrastructure, and the agent systems that sit on top. Different problems, the same bias toward the boring, exhausting middle of the stack.

Co-founder and lead architect/engineer at PayZoll. Stellar SCF grantee. Open campus incubation. Author of the Tesseract privacy protocol. Builder of Kredio on-chain credit. Most of what I am proud of is in production, clearing every day without my name attached.

03 / Featured · Selected Rails

Selected rails. From Demos to Mainnet

A brief preview of live financial systems, compliant RWA primitives, and privacy layers running in production.

04 / Updates · Feed
JUN 2026

Technical Writing · Coming Soon

Transitioning research notes into long-form technical audits and architectural breakdowns.

[Announcements]
MAY 2026

Stellar Mainnet Transition

Hardening the liquidity bridge for PayZoll. Real-time settlement for cross-border rails.

[Production]