04 · Polkadot · Paseo
Sole · Builder
2024 · 2026
2024 · 2026
Kredio.
DeFi with memory. Polkadot's on-chain credit layer.

Brief
The decentralized credit layer for Polkadot. Kredio uses hybrid EVM ↔ PolkaVM atomic calls to score borrowers against on-chain behavior. Featuring the YieldMind intelligence layer and NeuralScorer for real-time manipulation detection, it enables zero-oracle risk assessment across parachains via XCM.
Metrics
Polkadot Asset Hub
Network
NeuralScorer AI
Security
YieldMind Engine
Routing
Stack
ink! WasmSolidity (EVM)Polkadot XCMNeuralScorer AI
Surface · 06 frames

Scoring model

Borrower tiers

Swap surface

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